🇺🇸 United States • 2026 Settlement Estimator📊 Educational Information Only
50-State Injury Settlement Calculator Estimate Your Claim Value
Estimate your personal injury settlement across all 50 states. Compare state laws, fault systems, and damage caps.
$61.3B
Personal Injury Market
2024 Revenue
$52,900
Avg. Settlement
National Median
50
States Covered
All 50 + DC
19.1%
Neurosurgery Claim Rate
Highest Malpractice Risk
🏛️ Federal Jurisdictions — Information Overview
Different legal frameworks apply depending on who caused your injury. To use the “5-Step Settlement Estimator Quiz,” please start by selecting a jurisdiction to learn more.
🏛️ Standard Civil Tort State Court / Local Injury
🏢 Federal / FTCA Military / Postal / Federal
⚓ Maritime / Jones Act Offshore / Railroad / FELA
🏛️ Standard Civil Tort: State-specific laws apply. Estimate your claim below.
⚠️ Important: This tool provides general educational information and illustrative estimates. It does not constitute legal or financial advice. Results are illustrative only and should not be relied upon for any legal or financial decisions. Always consult a licensed attorney in your state for professional guidance.
📊 5-Step Settlement Estimator
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2
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5
Step 1 of 5
Select your state
Step 2 of 5
What type of injury?
🚗
Car Accident
Standard auto collision
🚛
Truck Accident
Commercial vehicle / 18-wheeler
🏢
Slip & Fall
Premises liability
🏥
Medical Malpractice
State caps may apply
Step 3 of 5
How serious are the injuries?
🩹
Minor
1.5× – 2.0× multiplier
🦴
Moderate
2.5× – 3.5× multiplier
🧠
Severe
4.0× – 5.5× multiplier
♿
Catastrophic
6.0× – 8.5× multiplier
Step 4 of 5
What are your economic losses?
Step 5 of 5
Fault assessment & jurisdiction
✅
0% — I was not at fault
Full recovery allowed
⚠️
25% — Slightly at fault
Recovery reduced by 25%
🚧
50% — Shared fault
Recovery cut in half
❓
Unsure / Under investigation
An attorney can help determine fault
📌 Jurisdiction is set above: 🏛️ Standard Civil Tort
📋 Settlement Estimate
Conservative
$0
Mid-Estimate
$0
Optimistic
$0
🛡️ Estimated Collectible Range
$0 – $0
Projected based on available insurance assets
📋 Case Diagnostics
Complete the 5-step quiz to see your personalized diagnostics.
0
Case Strength
—
Based on state & fault rules
📊 Case Viability🟢 Stable (0% fault)
StableAt RiskCOLLAPSED
🤖 Machine-Readable JSON Payload
{
"status": "awaiting_quiz",
"message": "Complete the 5-step quiz to generate your case payload."
}
🕵️ Adjuster's Perspective
Complete the quiz to see how an adjuster would evaluate your case.
📬 Get Your Full Case Analysis
Enter your details to receive a detailed breakdown and get matched with a verified attorney.
📌 About this estimate: This provides general educational information and illustrative ranges. It does not guarantee any specific outcome. This is not legal advice. Always consult a licensed attorney in your state.
Common questions about personal injury settlements and state laws.
What is the average personal injury settlement in the US?
The average personal injury settlement is approximately $52,000. Minor injuries: $3,000–$15,000. Moderate: $15,000–$50,000. Severe: $50,000–$200,000. Catastrophic: $250,000+.
How does my state's fault system affect my settlement?
Your settlement is reduced by your percentage of fault in most states. In Pure Comparative states (CA, NY), you can recover even at 99% fault. In Modified 51% states (TX, FL), recovery is barred at 51% fault. In Contributory states (AL, VA), even 1% fault bars recovery.
What is the statute of limitations for personal injury?
Most states have a 2-3 year statute of limitations from the date of injury. Texas: 2 years. California: 2 years. New York: 3 years. Florida: 4 years. Always consult a local attorney for your state's specific deadline.
How is pain and suffering calculated?
Pain and suffering is typically calculated using the multiplier method: (Medical Bills + Lost Wages) × Multiplier. The multiplier ranges from 1.5× for minor injuries to 5×+ for catastrophic injuries.
Should I accept the first settlement offer?
No. Insurance companies typically make low initial offers. Studies show that claimants who hire attorneys recover 2–5× more on average than those who negotiate alone.
⚖️ Educational & Informational Disclaimer: This tool is for educational and informational purposes only. It does not constitute legal, financial, or medical advice. No attorney-client relationship is formed. Results are hypothetical and based on general formulas; actual case values depend on jurisdiction, evidence, liability, insurance limits, and many other factors. You should not rely on this information for any legal or financial decisions. Always consult a licensed attorney in your state for professional guidance.
📊 Get Your Full Settlement Estimate
Use our interactive calculators to estimate your personal injury, medical malpractice, or truck accident settlement.