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  <!-- GUIDES                                                     -->
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  <!-- HOUSTON -->
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    <lastmod>2026-09-08</lastmod>
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  <!-- SAN ANTONIO -->
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  <!-- TEXAS CITY HUBS (IN PROGRESS - LOWER PRIORITY)             -->
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    <loc>https://www.catastrophicinjury.org/texas/el-paso/</loc>
    <lastmod>2026-09-08</lastmod>
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    <lastmod>2026-09-08</lastmod>
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  <!-- ⚠️ COMMENTED OUT: NON-TEXAS PAGES                          -->
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