Texas Personal Injury Settlement Calculator

Under Texas Civil Practice & Remedies Code § 33.001, if you are found 51% or more at fault for your injury, you are completely barred from recovering any compensation. If you are 50% or less at fault, your recovery is reduced proportionally .

Proportionate responsibility under Chapter 33 of the Texas Civil Practice & Remedies Code means that each party's damages are apportioned according to their percentage of fault. If you are 50% at fault, you recover 50% of your damages. If you are 51% at fault, you recover 0% .

Your recovery is reduced by your percentage of fault. Example: If your claim is worth $100,000 and you are 25% at fault, you recover $75,000. If you are 51% at fault, you recover $0 .

Texas has a 2-year statute of limitations for most personal injury claims under Texas Civil Practice & Remedies Code § 16.003 . The clock starts ticking on the date of the accident.

The discovery rule tolls (pauses) the statute of limitations until the injury is discovered or should have been discovered. This applies in cases where the injury is not immediately apparent, such as medical malpractice or latent injuries .

No. There is no cap on pain and suffering for commercial trucking, standard vehicle accidents, or general personal injury cases in Texas. Caps only apply to medical malpractice cases under Chapter 74 and punitive damages .

Economic damages are quantifiable losses: medical bills, lost wages, property damage, future care. These are never capped in Texas .

Non-economic damages are subjective: pain and suffering, emotional distress, loss of enjoyment of life. These are uncapped for general personal injury in Texas .

Average car accident settlements in Texas range from $15,000 to $25,000 for minor injuries, $50,000 to $200,000 for moderate injuries, and $250,000+ for catastrophic injuries. Settlements vary significantly by city — Houston, Dallas, and Austin have different average payout ranges .

Texas requires minimum liability coverage of $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 per accident for property damage (30/60/25). These minimums are often insufficient for serious injuries .

Texas has a high rate of uninsured motorists. If you are struck by an uninsured driver, your primary route for recovery is utilizing your own auto insurance policy's Uninsured/Underinsured Motorist (UM/UIM) coverage or Personal Injury Protection (PIP) .

NO. Insurance companies typically make low initial offers. Studies show that claimants who hire attorneys recover 2–5× more on average than those who negotiate alone. Always consult a Texas attorney before accepting any offer .

Truck accident settlements in Texas range from $150,000 to over $1,000,000. Commercial vehicle crashes involve higher damages due to severe injuries, corporate insurance policies ($750,000+ FMCSR minimums), and potential punitive damages .

Slip and fall settlements in Texas typically range from $15,000 to $100,000+. Major cities like Houston, Dallas, and Austin have different average payout ranges based on local jury trends .

📌 All references are to the Texas Civil Practice & Remedies Code .