This calculator applies Texas Civil Practice & Remedies Code Chapter 33 (Proportionate Responsibility) and Chapter 74 (Medical Liability Act).
All formulas are based on Texas statutory law and case precedent.
This calculator provides estimates only and does not replace legal advice.
Always consult a licensed Texas attorney for a professional case evaluation.
🇺🇸 Texas
Texas Injury Settlement Calculator & Legal Guide
Explore Texas personal injury attorneys and estimate your potential claim value using factors like medical expenses, lost income, injury severity, and fault percentage. Our calculator applies Texas Civil Practice & Remedies Code Chapters 33 and 74, incorporating proportionate responsibility rules and medical malpractice caps as defined by the Texas Medical Liability Act and Texas Supreme Court precedent.
⚖️ Texas Law Applied
📋 Free & Private
🏛️ Major Texas Cities
📍 Texas City Hubs
How the Texas Calculator Helps You
Get a realistic estimate based on Texas-specific laws, including the 51% bar rule, medical malpractice caps, and county-specific adjustments.
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Texas 51% Bar Rule
If you are 51% or more at fault, you recover $0. If 50% or less, recovery is reduced proportionally.
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Medical Malpractice Caps
Non-economic damages capped at $250K per physician and $750K global. Economic damages are uncapped.
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Commercial Trucking Claims
No cap on pain and suffering. FMCSR violations can increase settlements by 25-35%.
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County-Specific Adjustments
Harris County (Houston) leans plaintiff-friendly. Tarrant County (Fort Worth) is more conservative.
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Insurance Reality Check
UM/UIM coverage and policy limits are applied to show your actual collectible range.
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Free & Private
No registration required. Your information stays private and secure.
What Affects Your Texas Settlement Value?
Understanding these factors helps you set realistic expectations for your injury claim.
📊 Injury Severity
Soft tissue vs. catastrophic injuries — higher severity = higher multiplier.
🏥 Medical Costs
Current bills + future medical care needs. Texas Medical Center costs are among the highest.
💰 Lost Income
Lost wages, reduced earning capacity, and future lost income projections.
🛡️ Insurance Limits
Policy limits of all parties involved. Texas minimums are often insufficient.
📄 Evidence Strength
Police reports, dashcam footage, witness statements, and black box data.
⚖️ Fault Percentage
Your share of fault reduces your recovery under the Texas 51% bar rule.
Texas Settlement Calculators by Case Type
Estimate your potential claim value for Car Accidents, Truck Accidents (18-wheeler claims), Medical Malpractice (Texas Chapter 74 damage caps), and Slip & Fall (premises liability) using Texas-specific laws, damage cap rules, and the 51% fault rule.
Back to Texas Injury Guide →📍 Texas City Calculators
Estimate your potential claim value using factors specific to your city — local court trends, injury severity, and Texas law.
Don't see your city? Many attorneys practice across Texas. Explore city-specific calculators to better understand your potential claim value based on local factors.
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Frequently Asked Questions About Texas Injury Claims
Answers to the most common questions about Texas personal injury, car accidents, trucking, and malpractice claims.
What is the Texas Civil Practice & Remedies Code?
The Texas Civil Practice & Remedies Code is the primary set of laws governing civil lawsuits in Texas, including personal injury claims. Chapter 33 covers proportionate responsibility (the 51% bar rule), and Chapter 74 covers medical malpractice liability and damage caps. These chapters are critical in determining how much compensation you can recover in a Texas injury case.
What are Chapter 33 and Chapter 74 in Texas law?
Chapter 33 (Proportionate Responsibility) establishes the Texas 51% bar rule — if you are 51% or more at fault, you recover nothing. Chapter 74 (Medical Liability Act) caps non-economic damages in medical malpractice cases at $250,000 per physician and $750,000 globally. These are the two most important statutory frameworks for Texas injury claims.
What is the Texas 51% bar rule?
Under Texas Civil Practice & Remedies Code § 33.001, if you are found 51% or more at fault for your injuries, you are completely barred from recovering any compensation. If you are 50% or less at fault, your recovery is reduced proportionally. This makes Texas a modified comparative fault state.
What are the medical malpractice caps in Texas?
Texas caps non-economic damages at: $250,000 per physician (up to $500,000 total), $250,000 per institution (up to $500,000 total), with an absolute global cap of $750,000. Economic damages (medical bills, lost wages) are completely uncapped.
How is pain and suffering calculated in Texas?
Pain and suffering is typically calculated using the multiplier method: (Medical Bills + Lost Wages) × Multiplier. The multiplier ranges from 1.5× for minor injuries to 5×+ for catastrophic injuries. Insurance adjusters also consider recovery time, emotional distress, and impact on daily life.
What is the statute of limitations for personal injury in Texas?
Texas has a 2-year statute of limitations for most personal injury claims (Texas Civil Practice & Remedies Code § 16.003). This includes car accidents, truck accidents, slip and falls, and wrongful death. The clock starts on the date of the accident.
What is the average car accident settlement in Texas?
Average car accident settlements in Texas range from $15,000 to $25,000 for minor injuries, $50,000 to $200,000 for moderate injuries, and $250,000+ for catastrophic injuries. Settlements vary significantly by city and county.
Should I accept the first settlement offer?
No. Insurance companies typically make low initial offers hoping you'll accept less than your claim is worth. Studies show that claimants who hire attorneys recover 2–5× more on average than those who negotiate alone. Always consult a Texas attorney before accepting any offer.
Is this calculator updated for 2026 Texas law?
Yes. This calculator applies current Texas Civil Practice & Remedies Code Chapter 33 (Proportionate Responsibility) and Chapter 74 (Medical Liability Act) as updated for 2026. All formulas reflect current Texas statutory law and case precedent.
Is this calculator trusted by Texas attorneys?
Yes. This calculator is built on Texas statutory law and is used by attorneys statewide for initial case evaluation. It applies the same legal principles — the 51% bar rule, medical malpractice caps, and comparative fault — that Texas attorneys use when evaluating injury claims.
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Use our interactive calculators to estimate your personal injury, medical malpractice, or truck accident settlement.
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